Jim Kinard, the newly installed President of the South Carolina State Credit Union (SCU), will speak to us June 22, 2018 on the future of banking, in general, and on the evolution and future of credit unions, specifically. Jim, a native of Charleston, is a 1980 graduate of Clemson University, with a B.S. in Financial Management, and a graduate of the SC Bankers School.

He has worked in the banking industry from 1986 to 2015 with Lexington State Bank, BB&T, First Palmetto Savings Bank and First Community Bank. Jim joined SCU in July 2015 as Chief Retail Services Officer with responsibility for all branches, lending, facilities and collections.

Jim Kinard, President, South Carolina State Credit Union

Jim is a native of Charleston, SC. but relocated to the Midlands of SC in 1986 and is currently building a house in the Town of West Columbia.  He served on Lexington County Council from 2005 to 2016.  He is a volunteer diver for Riverbanks Zoo and Garden.  He is a volunteer scuba diver for Riverbanks Zoo and Gardens.

Credit unions are non-profit, membership organizations.  The earliest ones had employees of, for example, the University of South Carolina, sign up as members of the credit union.  Employees could get a loan for a car and put their money into a savings account.  Later, the law changed, and many credit unions opened up membership to all people in a geographic area.  Lots of changes.  Jim will tell us all about this.